Business FedNow® and RTP® Real-Time Payments Processing
Why Choose TodayPayments.com for Real-Time Business Transactions?
Business FedNow® and RTP® Real-Time Payments
Processing – The Future of Instant Transactions
As businesses adapt to the fast-paced
digital economy, relying on outdated payment systems like ACH
and wire transfers is no longer viable. Delayed transactions,
high processing fees, and limited banking hours create financial
inefficiencies that impact business operations.
With TodayPayments.com, businesses can access the most advanced real-time payment processing solutions, including FedNow® and the RTP® (Real-Time Payments) network. Our platform enables instant, 24/7 money movement, allowing businesses to send and receive funds seamlessly across multiple banks and credit unions in all 50 states.
Our system also offers alias-based transactions, enabling businesses to use a mobile phone number or email address instead of full banking details for enhanced security, convenience, and efficiency.
How to Transition to Business FedNow® & RTP® Real-Time Payments Processing
Why Choose TodayPayments.com for Business FedNow® & RTP® Payment Processing?
1. Instant Real-Time Payment Processing for Businesses
- No more waiting for bank processing times—funds settle instantly via FedNow® and RTP®.
- Multi-bank compatibility, ensuring seamless transactions across multiple financial institutions.
- 24/7 availability, even on weekends and holidays—unlike traditional ACH transactions.
2. Secure Alias-Based Payment Processing
- Use a mobile phone number or email address as an alias, eliminating the need to share full banking details.
- Consolidate multiple Merchant Identification Numbers (MIDs) to simplify financial management.
- Enroll all business bank accounts into The FedNow® Service and RTP® network for a unified real-time payment experience.
3. Business-Friendly Payment Processing Solutions
- Accept payments via POS, retail, wholesale, MOTO, text, mobile, email, and SMS invoicing.
- Available for sole proprietors, Schedule C 1040 filers, partnerships, LLCs, S-Corps, and C-Corps.
- Lower processing costs compared to traditional payment methods, reducing financial strain on businesses.
Key Features That Make TodayPayments.com the Best Choice for Real-Time Payment Processing
✅
QuickBooks® QBO Integration
– Automate transaction tracking, reconciliation, and reporting.
✅ Multi-Bank RTP® and FedNow® Compatibility –
Process real-time payments across multiple financial
institutions.
✅ ISO 20022 Messaging with
Hosted Payment Page – Enable secure Request-for-Payments
(RfPs) with embedded payment links.
✅
Alias-Based MID System – Assign unique MIDs to multiple
email addresses and phone numbers, perfect for multi-account
businesses.
✅
"FREE" Real-Time Payments Bank Reconciliation – with all merchants process with us.
How to Transition to Business FedNow® & RTP® Real-Time Payments Processing
1️⃣ Choose a Trusted
Real-Time Payment Provider – Work with
TodayPayments.com to activate FedNow® and RTP®
transactions instantly.
2️⃣ Use Alias-Based
Transactions for Enhanced Security – Process transactions
using mobile phone numbers and email addresses instead of
full banking details.
3️⃣ Enroll Multiple MIDs
for Multi-Brand & Multi-Bank Transactions – Manage all
business payments under one secure system.
4️⃣
Automate Payment Requests Using ISO 20022 Messaging –
Optimize billing, invoicing, and cash flow management with
Request-for-Payments (RfPs).
5️⃣
Integrate QuickBooks® QBO for Automated Financial Management –
Sync transactions in real-time for seamless bookkeeping.
Start Real-Time Payment Processing with TodayPayments.com
Eliminate slow bank transfers, high transaction fees, and outdated payment methods. With TodayPayments.com, businesses can apply for a real-time payments merchant account, send and receive funds instantly, and streamline financial operations.
Sign Up Today & Experience Instant Real-Time Payment Processing!
Visit TodayPayments.com to apply now!
Creation Request for Payment Bank File
Enhance Your Apps RTP Payment Requests with FedNow’s ISO 20022 Messaging
Streamline Payments with Advanced Request for Payment Options:
Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.
Flexible Invoice Details with ISO 20022 Messaging:
Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.
Customizable Merchant Pages for Enhanced Customer Experience:
Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.
Call us today and receive the .csv or .xml FedNow® or Request for Payment (RfP) file you need—all during your very first phone call! We guarantee that our comprehensive reports integrate flawlessly with your bank or credit union. As pioneers in recognizing the benefits of RequestForPayment.com, we have stayed years ahead of our competitors. Although we are not a bank, our role as an "Accounting System" within the Open Banking ecosystem enables us to work with billers to create effective RfP files that seamlessly upload to the biller's online banking platform. U.S. companies rely on our expertise to learn how to deliver the RfP message directly to their bank with precision.
Our advanced solution, Today Payments' ISO 20022 Payment Initiation (PAIN.013), demonstrates how to create a Real-Time Payments Request for Payment file that sends a clear message from the creditor (payee) to its bank. Most financial institutions support the import of messaging and batch files for both FedNow® and Real-Time Payments (RtP), ensuring smooth processing. Once the file is correctly uploaded, the creditor’s bank processes the payment through a secure "Payment Hub"—with The Clearing House serving as the RtP Hub—and relays the message to the debtor's (payer's) bank. This streamlined approach not only accelerates transaction processing but also enhances transparency and reliability for all parties involved.
... easily create Instant Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of
Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.
Contact Us for Apps RTP payment processing pricing
